Retiree Benefit Program

Retiree Benefit Program - Landing Page

Application form

The Retiree Benefit Program (RBP) is a negotiated entitlement available to qualified retired members covered by the Nurses' Bargaining Association (NBA) collective agreement. It is a unique program that draws on a special Retiree Benefit Fund, administered by the RBP Committee, set up to help provide nurses with better retirement benefits and better inflation protection for their pension.

The RBP is funded exclusively from the one (1) percent market adjustment of payroll collected from employers by the HEABC and subsequently transferred to BCNU on behalf of the NBA.

Click the Eligibility button below to learn more about how to qualify for RBP benefits and for examples of how a member may or may not be eligible.

Payments to RBP Members Scheduled in 2026

RBP members will receive payments of up to $5,500 in 2026. The RBP Committee authorized the payments while it awaits the outcome of BCNU’s request to the Canada Revenue Agency (CRA) for a technical interpretation on the tax treatment of the fund if used to provide health benefits through a health care spending account.

The first lump-sum payments will be made to existing RBP members in February 2026. The amount received will be calculated at a rate of $1,000 for each year a member has been eligible for the program, retroactive to 2020 and less the payment made for 2022. The maximum payable is $5,500. Payments for eligible retired NBA members yet to enrol in the RBP are scheduled for August and October 2026.

Learn more about the 2026 payment in the RBP FAQ

Eligible LPNs for whom contributions began in 2024 will be receiving a payment for the first time. LPNs who retired on or after April 1, 2024 will be notified next spring with more information on the RBP enrolment process. Eligible LPNs are anticipated to start enrolment between March and April 2026 and scheduled to receive a payment in July or October. Inclusion of LPNs in RBP was negotiated during 2022-2025 NBA contract negotiations and is a welcome expansion of the program.

Attention retired LPNs: The RBP application form linked on this webpage is currently only applicable to retired RNs and RPNs. It is not yet validated for use by retired LPNs. The LPN enrolment process mentioned above will provide retired LPNs with an application form to enrol in RBP. Thank you for your patience while this process is determined.

Plan Design Review Process

The RBP Committee commenced a Plan Design Review Process in spring 2023 to identify benefits options for eligible retirees for the future use of the fund. The process included a member survey to help the RBP Committee determine the health benefits members value most.

From the survey, the RBP Committee learned our retired members highly prioritize non-taxable health benefit options. Following the survey, the committee identified a health care spending account as a possible plan design for the RBP.

BCNU, on behalf of the NBA, submitted a request for an Advance Income Tax Ruling with the Income Tax Rulings Directorate of the Canada Revenue Agency (CRA). The request is to confirm the tax treatment of the RBP fund if used to provide health benefits through a health care spending account on a tax-free basis. 

During this period in which the CRA is considering the request, it was determined no changes will be made to or benefit payment paid from the RBP Fund. However, in December 2025, given the ongoing delay in receiving a decision from the CRA, retired BCNU members enrolled in the RBP were notified they will receive payments of up to $5,500 in 2026. The RBP Committee authorized the payments as it awaits the outcome of BCNU’s request of the CRA.

RBP members were notified of this payment by direct email, mail, and via BCNU’s Member eNews and Retired Member eNews.

RBP Background

From 2009 through 2019, RBP members received a monthly subsidy covering 50 percent of their Medical Service Plan (MSP) premiums. This service concluded as of 2020 when the provincial government eliminated MSP premiums for BC residents.

The end of the MSP subsidy contributed to the NBA negotiating the creation of the Pension Review Committee (PRC) which is separate from the RBP. The PRC mandate was to review potential changes to the governance of nurses’ pensions that would allow for the Retiree Benefit Fund to be integrated into the existing pension plan to provide inflation protection and group benefits superior to what was available through the pension plan. The Pension Governance Review was delayed from March 2020 to September 2022 due to the COVID-19 pandemic.

In the fall of 2022, the pension governance review process concluded with no recommended change to the existing pension arrangement for NBA members. 

On Nov. 8, 2022, considering that the RBP Fund would not be utilized within an existing pension plan for inflation protection or other benefits, the RBP committee passed a motion to commence an RBP plan design review project to consider funding and benefits issues and options for the future use of the fund.

In addition, following the conclusion of the pension governance review process and in consideration of the length of time needed to complete it, the RBP committee passed a motion to direct a one-time $500 payment to eligible retirees who retired on or before Dec. 31, 2022. Applications for this one-time payment were accepted until Nov. 30, 2023.

Members who retired on or after Jan. 1, 2023, are welcome to submit an RBP application form to be eligible for future benefits as determined by the RBP committee.

LPN Committee Members

The RBP Committee engaged in a governance review to identify options to increase LPN representation on the committee. The review determined that one position on the RBP Committee would be allocated to a retired LPN member and the other to an active LPN member. The committee appointed two LPNs and will benefit from the perspective and input of LPN representation.

Marlene Goertzen, retired LPN member and retired regional council member from the Central Vancouver region serves on the committee with Danette Thomsen, North East regional council member, who serves as the committee’s active LPN member. Both serve alongside fellow committee representatives appointed by BCNU and one representative appointed by the Health Sciences Association.

Committee work includes monitoring RBP fund investments, determining member benefits, reviewing appeals and overseeing service providers contracted to administer the program. The committee meets a minimum of four times a year at BCNU’s head office in Burnaby.

Eligibility

To qualify for RBP benefits, nurses who are members of the NBA provincial collective agreement at the time of retirement may be eligible. An “Eligible Retiree” meets all the following criteria:

(a) has been a member of one of the NBA’s constituent unions for at least two (2) consecutive years as at the member’s date of retirement and retired under the provincial collective agreement. For purposes of determining whether a person is an Eligible Retiree, “retirement” shall mean the date at which the Eligible Retiree is in receipt of a pension payment from the MPP (Municipal Pension Plan), PSPP (Public Service Pension Plan), or CBSPP (Canadian Blood Services Pension Plan);

(b) is in receipt of a pension from either the MPP, the PSPP or the CBSPP; and

(c) at the date of retirement, the member had worked a minimum of four hundred (400) hours in an approved status under the provincial collective agreement (i.e., regular or casual status) in each of the two (2) years prior to retirement or in each of the two calendar years immediately preceding the calendar year in which the member retired.

An LPN who retires on or after April 1, 2024, is eligible for enrolment in the RBP as of their retirement date, provided the LPN meets the definition of Eligible Retiree noted above. LPN members who retired prior to April 1, 2024, do not qualify as eligible retirees.

Examples of ineligibility

Some members may not be eligible to receive RBP benefits. Former members under the NBA are not eligible if they:

  • Terminated employment prior to retirement and retired when they were not a member of one of the NBA unions. For example, they terminated employment as a registered nurse and member under the Nurses' Bargaining Association at a hospital in BC and went to work at a doctor's office or private health care setting prior to retirement.
  • Were a BCNU/HSA member but were employed at a site covered by the Nurses Master and Component Agreement with the provincial government when they retired.
  • Retired as an employee in health care but their union was not part of the Nurses' Bargaining Association (e.g., such as the Hospital Employees Union (HEU)).
  • Were not a member of one of the NBA’s constituent unions for at least two consecutive years at their date of retirement.
  • Did not work the required number of hours in an approved status under the provincial collective agreement (i.e., regular or casual status) in each of the two years prior to the date of retirement or in each of the two calendar years immediately preceding the calendar year in which they retired
  • Retired from a non-union position, such as an excluded nurse manager.
How to Apply
  • Download and complete the application form on this page. 
    NOTE: the form must first be downloaded before being completed. If filled out directly in a web browser without being downloaded, the information entered will not be saved, and the submitted form will be blank.
  • Print a hard copy of the completed form and have it signed by a witness of majority age.
  • Send completed application by mail or email to the RBP administrator (see addresses on application form).
  • Alternatively, call BCNU at 604-433-2268 or 1-800-663-9991 to request an application form. 
Retirees already registered with the RBP
  • Automatically receive approved program benefits. There is no need to reapply.
  • Any changes to the program will automatically apply to registered and qualified members.
  • Opt-out of the current benefit payment by downloading and completing the One-time Benefit Opt-out and Release form and submit it per the contact information on the form.

Important Notice

Payments will only commence once applications are received and accepted by the RBP. There is no retroactive reimbursement for applications not received by the RBP. It is the responsibility of the retired member to submit forms. RBP benefits are not guaranteed. For more information, email RBP@bcnu.org

UPDATED:
Forms
 

2026 Payment Opt-Out Form

Application Form

Direct Deposit Form

Please use this form for updating your banking information.

ATTENTION LPNs

As of April 1, 2024, employers of LPNs covered by the NBA 2022-2025 provincial collective agreement will contribute to the Retiree Benefit Fund on these LPNs’ behalf.

Need more information?

If you have questions, please email RBP@bcnu.org.

You may also phone the BCNU main switchboard at 604-433-2268 or 1-800-663-9991, then:

  • Ask for the Retiree Benefits Program Administrator

OR

  • Press 8 for Finance; press 6 for Pensions and Benefits; record your voicemail for the RBP administrator.

The email inbox and voice mail are regularly monitored.

BCNU Support

Members can submit requests for support from our membership department and occupational health and safety department – prevention team on this BCNU Support page.

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